/* ===== kreditsonline.kz — бирюзовая палитра, Nunito ===== */
/* Self-hosted Nunito (latin + cyrillic) — без цепочки Google Fonts */
@font-face{
  font-family:'Nunito';
  font-style:normal;
  font-weight:500;
  font-display:swap;
  src:url('/assets/fonts/nunito-cyrillic-ext.woff2') format('woff2');
  unicode-range:U+0460-052F,U+1C80-1C8A,U+20B4,U+2DE0-2DFF,U+A640-A69F,U+FE2E-FE2F;
}
@font-face{
  font-family:'Nunito';
  font-style:normal;
  font-weight:500;
  font-display:swap;
  src:url('/assets/fonts/nunito-cyrillic-500.woff2') format('woff2');
  unicode-range:U+0301,U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116;
}
@font-face{
  font-family:'Nunito';
  font-style:normal;
  font-weight:500;
  font-display:swap;
  src:url('/assets/fonts/nunito-latin-ext.woff2') format('woff2');
  unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF;
}
@font-face{
  font-family:'Nunito';
  font-style:normal;
  font-weight:500;
  font-display:swap;
  src:url('/assets/fonts/nunito-latin-500.woff2') format('woff2');
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD;
}
@font-face{
  font-family:'Nunito';
  font-style:normal;
  font-weight:700;
  font-display:swap;
  src:url('/assets/fonts/nunito-cyrillic.woff2') format('woff2');
  unicode-range:U+0301,U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116;
}
@font-face{
  font-family:'Nunito';
  font-style:normal;
  font-weight:700;
  font-display:swap;
  src:url('/assets/fonts/nunito-latin.woff2') format('woff2');
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD;
}
:root{
  --blue:#0f766e; --blue-dark:#115e59; --blue-050:#f0fdfa; --blue-100:#ccfbf1;
  --ink:#134e4a; --text:#1f2937; --muted:#64748b; --line:#d8e8e5;
  --bg:#f3faf8; --card:#ffffff; --ok:#059669; --ok-bg:#ecfdf5;
  --new:#0d9488; --new-bg:#ccfbf1; --warn:#c2410c; --warn-bg:#fff7ed;
  --shadow:0 1px 2px rgba(15,118,110,.07), 0 6px 20px rgba(15,118,110,.08);
  --shadow-md:0 4px 16px rgba(15,118,110,.12);
  --radius:12px; --radius-sm:8px; --wrap:1140px;
  --font:'Nunito',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
  --ease:cubic-bezier(.22,.61,.36,1);
  --section-gap:40px;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;overflow-x:clip}
body{margin:0;font-family:var(--font);color:var(--text);background:var(--bg);line-height:1.55;font-size:16px;overflow-x:clip}
@supports not (overflow:clip){
  html,body{overflow-x:hidden}
}
.main{min-width:0;max-width:100%;overflow-x:clip}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3{color:var(--ink);line-height:1.2;margin:0 0 .5em;font-weight:800}
h1{font-size:clamp(1.75rem,3.6vw,2.55rem);letter-spacing:-.03em}
h2{font-size:clamp(1.25rem,2.4vw,1.65rem);letter-spacing:-.02em}
h3{font-size:1.15rem}
p{margin:0 0 1rem}
img{max-width:100%}
.container{max-width:var(--wrap);margin:0 auto;padding:0 20px;min-width:0}
.muted{color:var(--muted)}
.small{font-size:.85rem}
.center{text-align:center}
.link{font-weight:600;white-space:nowrap}

/* ===== header (ko-header ≠ palata site-header) ===== */
.ko-header{
  position:sticky;top:0;z-index:50;
  background:rgba(255,255,255,.96);
  border-bottom:1px solid var(--line);
  padding-top:env(safe-area-inset-top,0px);
}
@media (min-width:901px){
  .ko-header{background:rgba(243,250,248,.92);backdrop-filter:blur(12px)}
}
.ko-header__meta{display:none;border-bottom:1px solid var(--line);background:var(--ink);color:#ecfdf5}
@media (min-width:901px){
  .ko-header__meta{display:block}
}
.ko-header__meta-inner{
  display:flex;align-items:center;justify-content:flex-end;gap:16px;
  padding:5px 20px;font-size:.78rem;font-weight:600;
}
.ko-header__upd{margin-right:auto;opacity:.85}
.ko-header__lang{color:#99f6e4;text-decoration:none}
.ko-header__lang:hover{color:#fff;text-decoration:underline}
.ko-header__lang--bar{
  display:inline-flex;align-items:center;justify-content:center;
  min-height:44px;min-width:44px;padding:8px 10px;
  color:var(--blue-dark);font-weight:800;font-size:.88rem;
  text-decoration:none;border-radius:8px;white-space:nowrap;
}
.ko-header__lang--bar:hover{background:var(--blue-050);text-decoration:none;color:var(--blue-dark)}
.ko-header__lang--drawer{font-weight:800;color:var(--blue-dark)}
@media (min-width:901px){
  /* На десктопе язык остаётся в верхней meta-полоске. */
  .ko-header__lang--bar{display:none}
}
.ko-header__bar{display:flex;align-items:center;gap:18px;padding:12px 20px;min-width:0}
.ko-wordmark{
  display:inline-flex;align-items:center;gap:10px;flex:0 0 auto;
  color:var(--ink);font-weight:800;font-size:1.2rem;letter-spacing:-.02em;text-decoration:none;
}
.ko-wordmark:hover{text-decoration:none;color:var(--blue-dark)}
.ko-wordmark__bar{width:3px;height:1.15em;background:var(--blue);border-radius:2px;flex:0 0 auto}
.ko-wordmark__tld{color:var(--blue);font-weight:800}
.ko-nav--desktop{display:flex;align-items:center;gap:2px;margin-right:auto;flex-wrap:nowrap}
.ko-nav__link{
  display:inline-flex;align-items:center;gap:5px;
  padding:8px 10px;border:0;background:none;font-family:inherit;cursor:pointer;
  color:var(--text);font-weight:700;font-size:.88rem;white-space:nowrap;line-height:1.3;
  text-decoration:none;border-bottom:2px solid transparent;
}
.ko-nav__link:hover{color:var(--blue-dark);text-decoration:none;border-bottom-color:var(--blue-100)}
.ko-nav__link.is-active{color:var(--blue-dark);border-bottom-color:var(--blue)}
.ko-nav__more{position:relative}
.ko-nav__more.is-current > .ko-nav__more-btn{color:var(--blue-dark)}
.ko-nav__caret{
  width:0;height:0;margin-left:2px;
  border-left:4px solid transparent;border-right:4px solid transparent;border-top:5px solid currentColor;
  opacity:.65;transition:transform .16s var(--ease);
}
.ko-nav__more.is-open > .ko-nav__more-btn{color:var(--blue-dark);border-bottom-color:var(--blue)}
.ko-nav__more.is-open .ko-nav__caret{transform:rotate(180deg)}
.ko-nav__more-list{
  display:none;position:absolute;top:calc(100% + 8px);left:0;min-width:200px;
  flex-direction:column;gap:2px;padding:8px;background:#fff;border:1px solid var(--line);
  border-radius:var(--radius-sm);box-shadow:var(--shadow-md);z-index:60;
}
.ko-nav__more.is-open .ko-nav__more-list{display:flex}
.ko-nav__more-list .ko-nav__link{border-bottom:0;padding:10px 12px;border-radius:6px}
.ko-nav__more-list .ko-nav__link.is-active,
.ko-nav__more-list .ko-nav__link:hover{background:var(--blue-050)}
.ko-header__actions{display:flex;align-items:center;gap:4px;flex:0 0 auto;margin-left:auto}
.ko-header__cta{white-space:nowrap}
.ko-header__toggle{
  display:none;flex-direction:column;justify-content:center;align-items:center;gap:5px;
  background:none;border:0;cursor:pointer;padding:10px;min-width:44px;min-height:44px;
}
.ko-header__toggle span{width:22px;height:2px;background:var(--ink);border-radius:2px;transition:transform .18s var(--ease),opacity .18s var(--ease)}
.ko-header__toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.ko-header__toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
.ko-header__toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.ko-header__drawer{
  display:none;border-top:1px solid var(--line);background:#fff;
  max-height:min(70vh,520px);overflow:auto;
}
.ko-header.is-drawer-open .ko-header__drawer{display:block}
.ko-nav--drawer{display:flex;flex-direction:column;gap:2px;padding:12px 16px 18px}
.ko-nav--drawer .ko-nav__link{
  border-bottom:0;padding:12px 8px;border-radius:8px;font-size:.98rem;
}
.ko-nav--drawer .ko-nav__link.is-active{background:var(--blue-050)}
.ko-header__drawer-cta{margin-top:12px;text-align:center}

.footer .ko-wordmark{color:#fff;margin-bottom:10px;display:inline-flex}
.footer .ko-wordmark__bar{background:#5eead4}
.footer .ko-wordmark__tld{color:#5eead4}
.footer .ko-wordmark:hover{color:#fff}

/* ===== breadcrumbs ===== */
.breadcrumbs{padding:18px 20px 4px;font-size:.85rem;color:var(--muted);line-height:1.4}
.breadcrumbs .sep{margin:0 7px;color:var(--line)}
.breadcrumbs .current{color:var(--text)}

.verify-box{margin-top:14px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:16px 18px}
.verify-box__title{margin:0 0 10px;font-size:1rem}
.verify-box__steps{margin:0;padding-left:1.2em;color:var(--muted);font-size:.92rem;line-height:1.5}
.verify-box__steps li{margin-bottom:.35em}
.expert__reviewer{margin-top:4px}
.team-card__creds{margin:0 0 8px;color:var(--ink);font-weight:600}
.team-card__links{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:8px}
.team-card__links a{font-size:.88rem;font-weight:600;color:var(--blue-dark);text-decoration:none}
.pill-tag{display:inline-block;margin-right:6px;padding:2px 8px;border-radius:999px;background:var(--blue-050);color:var(--blue-dark);font-size:.75rem;font-weight:700}
.awards-list{margin:0;padding-left:1.2em;line-height:1.55}
.footer__nap{display:flex;flex-wrap:wrap;gap:10px 18px;margin:14px 0 6px;font-size:.85rem;color:var(--muted)}
.footer__nap a{color:var(--blue-dark);text-decoration:none;font-weight:600}
.footer__bottom{display:flex;flex-wrap:wrap;gap:8px 16px;justify-content:space-between;align-items:center}
.footer__updated{font-size:.85rem;color:var(--muted)}

/* ===== home hero (full-bleed, single column) ===== */
.ko-hero{
  position:relative;overflow:hidden;color:#fff;
  padding:56px 0 64px;
  background:
    radial-gradient(ellipse 80% 60% at 85% 20%,rgba(45,212,191,.35),transparent 55%),
    radial-gradient(ellipse 70% 50% at 10% 90%,rgba(15,118,110,.5),transparent 50%),
    linear-gradient(155deg,#0f3f3c 0%,#0f766e 42%,#0d9488 100%);
}
.ko-hero::before{
  content:"";position:absolute;inset:0;pointer-events:none;
  background:url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.04'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
  opacity:.9;
}
.ko-hero__inner{position:relative;max-width:38rem}
.ko-hero__brand{
  margin:0 0 18px;font-size:clamp(1.05rem,2.2vw,1.35rem);font-weight:800;
  letter-spacing:.02em;color:#99f6e4;
}
.ko-hero__brand-bar{
  display:inline-block;width:2.5rem;height:3px;background:#5eead4;margin-right:10px;
  vertical-align:middle;border-radius:2px;
}
.ko-hero__title{color:#fff;margin:0 0 14px;max-width:18ch;font-size:clamp(1.85rem,4.2vw,2.75rem)}
.ko-hero__lead{font-size:1.08rem;color:rgba(255,255,255,.88);max-width:42ch;margin:0 0 24px;line-height:1.5}
.ko-hero__cta{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:18px}
.ko-hero .btn--primary{background:#fff;color:var(--blue-dark)}
.ko-hero .btn--primary:hover{background:#ecfdf5;color:var(--blue-dark)}
.ko-hero .btn--secondary{background:transparent;color:#fff;border-color:rgba(255,255,255,.45)}
.ko-hero .btn--secondary:hover{background:rgba(255,255,255,.12);color:#fff}
.ko-hero__byline{margin:0;font-size:.9rem;color:rgba(255,255,255,.72);line-height:1.45}
.ko-hero__byline a{color:#fff;font-weight:700;text-decoration:underline;text-underline-offset:2px}

/* ===== page hero (inner) ===== */
.ko-page-hero{
  background:linear-gradient(180deg,#fff 0%,var(--blue-050) 100%);
  border-bottom:3px solid var(--blue);
  padding:22px 0 26px;margin-bottom:4px;
}
.ko-page-hero__crumbs{
  display:flex;flex-wrap:wrap;align-items:center;gap:0;margin:0 0 14px;
  font-size:.85rem;color:var(--muted);line-height:1.4;
}
.ko-page-hero__crumbs .sep{margin:0 7px;color:var(--line)}
.ko-page-hero__crumbs .current{color:var(--text)}
.ko-page-hero__crumbs a{color:var(--blue-dark);font-weight:600}
.ko-page-hero h1{margin:0 0 10px;line-height:1.2}
.ko-page-hero__count{margin:0 0 8px}
.ko-page-hero__lead{margin:0 0 10px;max-width:52ch;font-size:1.05rem;color:var(--text);line-height:1.5}
.ko-page-hero .eeat-byline{margin:8px 0 0}

.btn--lg{padding:13px 20px;font-size:1rem}
.btn--sm{padding:8px 14px;font-size:.88rem;min-height:40px}
.btn--secondary{background:#fff;color:var(--blue-dark);border:1px solid #fff;box-shadow:none}
.btn--secondary:hover{background:var(--blue-050);text-decoration:none}
.btn--outline{background:transparent;color:var(--blue-dark);border:1px solid var(--blue);box-shadow:none}
.btn--outline:hover{background:var(--blue-050);text-decoration:none}

/* ===== band / sections ===== */
.band{margin-top:8px;position:relative;z-index:3}
.main{padding-bottom:48px}
.section{
  margin:var(--section-gap) 0 0;
  padding:0;
}
.section > h2,
.section .section__head{margin:0 0 16px}
.section__head{display:flex;align-items:flex-end;justify-content:space-between;gap:16px;flex-wrap:wrap}
.section__head h2{margin:0}
.section__sub{margin:6px 0 0}
/* Ссылка каталога в одной строке с подзаголовком — без отдельной кнопки и пустоты справа. */
.section__sub-sep{margin:0 .35em}
.section__sub-link{font-weight:700;color:var(--blue-dark);text-decoration:none;white-space:nowrap}
.section__sub-link:hover{text-decoration:underline}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.page-head{padding-top:28px;padding-bottom:8px}
.page-head--compact{padding-top:20px;padding-bottom:4px}
.page-head--compact h1{margin:0 0 8px;line-height:1.25}
.page-head__count{margin:0 0 4px}
.lead{font-size:1.08rem;max-width:70ch}
.lead--after{margin:0 0 14px;font-size:1rem}
.section--offers{margin-top:var(--section-gap)}
.section--tight{margin-top:var(--section-gap)}
.mfo-sort{margin-bottom:14px}

/* ===== expert ===== */
.expert{
  display:flex;
  gap:14px;
  align-items:flex-start;
  background:#fff;
  border:1px solid var(--line);
  border-left:3px solid var(--blue);
  border-radius:var(--radius-sm);
  padding:14px 16px;
  margin:var(--section-gap) 0 0;
  max-width:100%;
  box-shadow:var(--shadow);
}
.expert__avatar{flex:0 0 46px;width:46px;height:46px;border-radius:50%;background:var(--blue);color:#fff;display:grid;place-items:center;font-weight:800;font-size:1.05rem}
.expert__check{color:var(--ok);font-weight:600;font-size:.85rem}
.expert__name{font-weight:700;color:var(--ink)}
.expert__role{font-size:.9rem;color:var(--text);line-height:1.45}
.expert__link{display:inline-block;margin-top:6px;color:var(--blue-dark);font-weight:600;text-decoration:none}
.expert__link:hover{text-decoration:underline}

/* ===== calculator ===== */
.calc{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-md);padding:22px;margin:0}
.calc__title{margin-bottom:16px}
.calc__grid{display:grid;grid-template-columns:1fr 1fr .9fr;gap:24px;align-items:start}
.calc__control label{display:block;font-weight:600;margin-bottom:10px;color:var(--ink)}
.calc__control output{color:var(--blue-dark)}
.calc input[type=range]{width:100%;accent-color:var(--blue)}
.calc__scale{display:flex;justify-content:space-between;font-size:.75rem;color:var(--muted);margin-top:4px}
.calc__result{background:var(--blue-050);border-radius:var(--radius-sm);padding:16px}
.calc__row{display:flex;justify-content:space-between;align-items:center;padding:6px 0}
.calc__row b{font-size:1.1rem;color:var(--ink)}
.calc__note{margin:12px 0 0}

/* ===== mfo list ===== */
.mfo-list{display:grid;gap:14px}
.mfo-list__head{display:none} /* шапка таблицы не нужна: на десктопе подписи в фактах не критичны, на мобилке — data-label */
.mfo-row{
  display:grid;
  /* Первая колонка шире: в бейдж переехал номер лицензии. */
  grid-template-columns:minmax(250px,1.15fr) minmax(420px,2fr) minmax(150px,.75fr);
  gap:12px 20px;
  align-items:center;
  padding:12px 16px;
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--radius);
  box-shadow:var(--shadow);
  transition:border-color .18s var(--ease),box-shadow .18s var(--ease),transform .18s var(--ease);
}
.mfo-row:hover{border-color:var(--blue-100);box-shadow:var(--shadow-md);transform:translateY(-1px)}
.mfo-row--top{border-left:3px solid var(--blue)}
.mfo-row__brand{display:flex;align-items:center;gap:10px;min-width:0}
.mfo-row__rank{width:22px;height:22px;border-radius:6px;background:var(--blue-050);color:var(--ink);display:grid;place-items:center;font-weight:800;font-size:.76rem;flex-shrink:0}
.mfo-row--top .mfo-row__rank{background:var(--blue);color:#fff}
.mfo-logo{flex:0 0 auto;width:80px;height:40px;border-radius:9px;background:var(--brand,#0f766e);color:#fff;display:grid;place-items:center;font-weight:800;font-size:1.15rem;overflow:hidden;border:1px solid var(--line)}
.mfo-logo__img{width:100%;height:100%;object-fit:contain;object-position:center;background:#fff;padding:4px 6px;box-sizing:border-box}
.mfo-logo--lg{width:140px;height:64px;font-size:1.7rem;border-radius:12px}
.mfo-row__name{min-width:0}
.mfo-row__name > a{font-weight:800;font-size:1rem;color:var(--ink);text-decoration:none}
.mfo-row__name > a:hover{color:var(--blue-dark)}
.mfo-row__badges{display:inline-flex;flex-wrap:wrap;gap:4px;margin-left:2px;vertical-align:middle;max-width:100%;min-width:0}
.mfo-row__badges .badge{white-space:normal;overflow-wrap:anywhere;word-break:break-word;max-width:100%}
.mfo-row__rating{display:block;font-size:.76rem;line-height:1.3;color:var(--muted);margin-top:3px;white-space:nowrap}
/* Подпись «оценка редакции» ведёт на методологию: пунктир подсказывает, что есть пояснение. */
.mfo-row__rating a.muted{color:var(--muted);text-decoration:underline dotted;text-underline-offset:2px}
.mfo-row__rating a.muted:hover{color:var(--blue-dark)}
.mfo-row__registry{display:block;font-size:.72rem;line-height:1.35;color:var(--muted);margin-top:4px}
.mfo-row__registry a{font-weight:600;color:var(--blue-dark)}
.stars{color:#f5a524;letter-spacing:-1px}
.mfo-row__facts{display:grid;grid-template-columns:1.4fr 1fr 1fr .8fr;gap:12px;min-width:0}
.mfo-row__cell{min-width:0;font-size:.92rem;line-height:1.3}
.mfo-row__cell b{color:var(--ink)}
.mfo-row__cell .small,.mfo-row__cell .muted{display:block;margin-top:1px;font-size:.76rem}
.approval{white-space:nowrap}
.rate-zero{color:var(--ok)}
.approval{display:inline-flex;align-items:center;font-weight:700;padding:3px 9px;border-radius:8px;font-size:.82rem}
.approval--high{background:#e8f0ff;color:var(--blue-dark)}
.approval--very-high{background:var(--ok-bg);color:var(--ok)}
.mfo-row__cta{display:flex;flex-direction:column;gap:2px;align-items:stretch}
.mfo-row__more{display:block;text-align:center;font-size:.82rem;font-weight:600;color:var(--blue-dark);padding:4px 8px;text-decoration:none}
.mfo-row__more:hover{text-decoration:underline}
.badge{display:inline-block;font-size:.72rem;font-weight:700;padding:2px 8px;border-radius:20px;margin:0}
.badge--ok{background:var(--ok-bg);color:var(--ok)}
.badge--new{background:var(--new-bg);color:var(--new)}
.badge--warn{background:var(--warn-bg);color:var(--warn)}
.badge--zero{background:var(--ok-bg);color:var(--ok)}
.empty{padding:24px;text-align:center;color:var(--muted);background:#fff;border-radius:var(--radius);border:1px solid var(--line)}

/* ===== stats strip ===== */
.stats-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.stat-item{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px 16px;box-shadow:var(--shadow);text-align:center;display:flex;flex-direction:column}
.stat-item__num{display:block;font-size:1.35rem;font-weight:800;color:var(--blue-dark);margin-bottom:4px}
.stat-item__label{font-size:.85rem;color:var(--muted)}
/* Медиана прижата к низу: карточки в ряду разной длины, иначе сравнение «прыгает». */
.stat-item__sub{margin-top:auto;padding-top:8px;font-size:.76rem;line-height:1.35;color:var(--muted);opacity:.8}
.stat-item__sub .nowrap{white-space:nowrap}

/* ===== explore ===== */
.explore-rail h2{margin-bottom:6px}
.explore-rail > p{color:var(--muted);max-width:52ch;margin-bottom:16px;font-size:.95rem}

/* ===== buttons ===== */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:6px;font-weight:700;font-size:.92rem;padding:10px 16px;border-radius:10px;border:1px solid transparent;cursor:pointer;transition:.15s var(--ease);white-space:nowrap;min-height:44px}
.btn:hover{text-decoration:none;transform:translateY(-1px)}
.btn--primary{background:var(--blue);color:#fff}
.btn--primary:hover{background:var(--blue-dark);color:#fff}
.btn--ghost{background:#fff;border-color:var(--line);color:var(--text)}
.btn--ghost:hover{border-color:var(--blue);color:var(--blue-dark)}
.btn--block{width:100%}
.btn--offer{font-weight:800}

/* ===== partner offer / ads ===== */
.offer-cta--btn{display:flex;flex-direction:column;align-items:stretch;gap:4px}
.offer-cta--btn .btn--offer{width:100%}
.offer-cta__badge{font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;color:#6b7a90;text-align:center;padding-top:2px}
.offer-cta__disclosure{margin:4px 0 0;font-size:.72rem;line-height:1.35;text-align:center}
.offer-ad{position:relative;border:1px solid var(--blue-100);background:linear-gradient(180deg,#fff,var(--blue-050));padding:22px}
.offer-ad__body{display:flex;flex-direction:column;gap:14px}
.offer-ad__top{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:12px;flex-wrap:wrap}
.offer-ad__main .offer-ad__top{margin-bottom:10px}
.offer-ad__badge{display:inline-block;font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.04em;color:var(--muted);background:#fff;border:1px solid var(--line);border-radius:6px;padding:3px 8px}
.offer-ad__brand{display:flex;align-items:center;gap:8px}
.offer-ad__partner{font-weight:700;color:var(--ink);font-size:.95rem}
.offer-ad__title{margin:0 0 6px;font-size:1.15rem}
.offer-ad__subtitle{margin:0 0 14px;color:var(--text)}
.offer-ad__main .offer-ad__subtitle{margin-bottom:8px}
.offer-ad__disclosure{margin:10px 0 0}
.offer-ad__action .btn--offer{width:100%}
.offer-ad--wide{
  width:100%;
  margin-top:4px;
  padding:22px 24px;
  border:1px solid var(--blue);
  background:
    radial-gradient(700px 180px at 100% 0%,rgba(22,87,208,.12),transparent 55%),
    linear-gradient(105deg,#fff 0%,var(--blue-050) 100%);
  box-shadow:var(--shadow-md);
}
.offer-ad--wide .offer-ad__body{
  display:grid;
  grid-template-columns:1fr minmax(220px,.42fr);
  gap:20px 28px;
  align-items:center;
}
.offer-ad--wide .offer-ad__title{font-size:1.35rem;margin-bottom:8px}
.offer-ad--wide .offer-ad__subtitle{font-size:1.05rem;font-weight:600;color:var(--ink);margin-bottom:8px}
.offer-ad--wide .offer-ad__disclosure{margin:0}
.offer-ad--wide .offer-ad__action .btn--offer{
  width:100%;
  min-height:54px;
  font-size:1.08rem;
  box-shadow:0 8px 20px rgba(22,87,208,.28);
}
.mfo-logo--sm{width:56px;height:32px;flex:0 0 auto;border-radius:8px}
.calc .offer-cta--btn{margin-top:10px}
.calc .offer-cta--btn .btn--offer{width:100%;padding:14px 16px}

/* ===== chips ===== */
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chips.center{justify-content:center}
.chip{display:inline-block;background:#fff;border:1px solid var(--line);border-radius:22px;padding:8px 16px;font-weight:600;color:var(--text);font-size:.92rem;box-shadow:0 1px 2px rgba(16,32,64,.04)}
.chip:hover{border-color:var(--blue);color:var(--blue-dark);text-decoration:none;background:var(--blue-050)}
.chip--filter{cursor:pointer}
.chip--filter.is-active{background:var(--blue);color:#fff;border-color:var(--blue)}
/* Голубой чип = материал (инструкция, отчёт, город с обзором). Ссылки на разделы
   каталога, фасеты и «показать всё» остаются белыми: иначе выделение перестаёт
   что-либо означать и внутри одного блока фон выглядит случайным. */
.chip--accent{background:var(--blue-050);border-color:var(--blue);font-weight:700}
.chips--promo{margin-top:16px}
.facet-hub__title{margin:18px 0 8px;font-size:.98rem;color:var(--muted);font-weight:700}
.filters{display:flex;gap:8px;margin-bottom:8px;flex-wrap:wrap;padding:10px 12px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);width:fit-content;max-width:100%;min-width:0}
.filters-scroll{max-width:100%;min-width:0}
.filters-hint{margin:0 0 14px}

/* ===== cards / prose ===== */
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px;box-shadow:var(--shadow)}
.card--pros{border-top:3px solid var(--ok)}
.card--cons{border-top:3px solid var(--warn)}
.prose{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow)}
.prose--wide{max-width:820px}
.prose--home{max-width:100%}
.prose--home h3{margin-top:1.35em;scroll-margin-top:80px}
.prose--home h3:first-of-type{margin-top:0}
.prose--home .prose__lead{font-size:1.05rem;color:var(--ink);margin:0 0 1.1rem}
.prose--home p{margin:0 0 .85rem;line-height:1.65;color:var(--muted)}
.prose--home .ticks{margin:0 0 1.1rem}
.prose--home .table-wrap{margin:0 0 1.25rem}
.prose h2{margin-top:0}
.city-about .prose p{margin:0 0 .85rem;line-height:1.65;color:var(--muted)}
.city-about .prose p:last-child{margin-bottom:0}
.city-about__more{margin-top:.35rem}
.city-about__more>summary{display:inline-flex;align-items:center;gap:.35rem;cursor:pointer;color:var(--brand,#2563eb);font-weight:600;list-style:none;user-select:none}
.city-about__more>summary::-webkit-details-marker{display:none}
.city-about__more>summary::after{content:"";width:.5rem;height:.5rem;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg);margin-left:.15rem;transition:transform .15s}
.city-about__more[open]>summary::after{transform:rotate(-135deg)}
.city-about__more>summary:hover{text-decoration:underline}
.city-about__more .city-about__hide{display:none}
.city-about__more[open] .city-about__show{display:none}
.city-about__more[open] .city-about__hide{display:inline}
.city-about__more>p{margin-top:.85rem}
.city-stats__card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px 22px;box-shadow:var(--shadow)}
.city-stats__title{margin:0 0 14px;font-size:1.15rem}
.city-stats__grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:14px;margin-bottom:12px}
.city-stats__label{display:block;font-size:.85rem;color:var(--muted);margin-bottom:4px}
.city-stats__value{font-size:1.25rem;color:var(--ink)}
.city-stats__hint{display:block;margin-top:4px;line-height:1.4}
.city-stats__meta{margin:0 0 6px}
.city-stats__disc{margin:0}
.ticks,.crosses{list-style:none;padding:0;margin:0}
.ticks li,.crosses li{position:relative;padding:6px 0 6px 28px}
.ticks li::before{content:"✓";position:absolute;left:0;color:var(--ok);font-weight:800}
.crosses li::before{content:"–";position:absolute;left:0;color:var(--warn);font-weight:800}
.steps{list-style:none;counter-reset:s;padding:0;margin:0}
.steps li{position:relative;padding:6px 0 14px 44px;counter-increment:s}
.steps li::before{content:counter(s);position:absolute;left:0;top:4px;width:30px;height:30px;background:var(--blue-050);color:var(--blue-dark);border-radius:50%;display:grid;place-items:center;font-weight:800}
.steps li b{display:block;color:var(--ink)}
.steps li span{color:var(--muted);font-size:.92rem}

.callout{background:var(--blue-050);border:1px solid var(--blue-100);border-radius:var(--radius);padding:22px}
.callout h2{margin-top:0}

/* ===== блог / статьи ===== */
.article-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:18px}
.article-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px;box-shadow:var(--shadow);display:flex;flex-direction:column;gap:10px}
.article-card__link{color:var(--ink)}
.article-card__title{font-size:1.12rem;margin:0}
.article-card__excerpt{color:var(--text);margin:0;font-size:.95rem}
.article-card__meta{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-top:auto}
.article-meta{display:flex;gap:8px;flex-wrap:wrap;margin-top:8px}
.article-layout{max-width:820px}
.prose--article{max-width:100%}
.prose--article h2{margin-top:1.6em;scroll-margin-top:80px}
.prose--article h3{margin-top:1.2em}
.prose--article ul,.prose--article ol{padding-left:1.2em;margin:0 0 1rem}
.prose--article li{margin-bottom:.4em}
.prose--article .ol-steps{counter-reset:st;list-style:none;padding-left:0}
.prose--article .ol-steps li{position:relative;padding-left:40px;counter-increment:st;margin-bottom:.7em}
.prose--article .ol-steps li::before{content:counter(st);position:absolute;left:0;top:-2px;width:28px;height:28px;background:var(--blue-050);color:var(--blue-dark);border-radius:50%;display:grid;place-items:center;font-weight:800;font-size:.9rem}
.toc{background:var(--blue-050);border:1px solid var(--blue-100);border-radius:var(--radius-sm);padding:16px 20px;margin:0 0 24px}
.toc__title{display:block;margin-bottom:8px}
.toc ol{margin:0;padding-left:1.2em}
.toc li{margin-bottom:.3em}
.callout--inline{margin:0 0 1.2rem}
.callout--inline b{display:block;margin-bottom:.4em;color:var(--ink)}
.callout--inline p{margin:0}
.table-wrap{overflow-x:auto;margin:0 0 1.2rem}
.data-table{width:100%;border-collapse:collapse;font-size:.95rem}
.data-table th,.data-table td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}
.data-table th{background:var(--blue-050);color:var(--ink);font-weight:700}
.article-cta{margin:1.6rem 0}

/* ===== brand ===== */
.brand-page{min-width:0}
.brand-hero{padding-top:10px;padding-bottom:20px}
.brand-head{display:flex;gap:16px;align-items:center}
.brand-head__main{min-width:0;flex:1}
.brand-head__main h1{margin:0 0 10px;font-size:clamp(1.35rem,4.2vw,1.85rem);line-height:1.25}
.brand-head__meta{display:flex;flex-wrap:wrap;gap:8px;align-items:center}
.brand-head__legal{margin:12px 0 0;line-height:1.4}
.registry-license{text-decoration:none}
.registry-license:hover{text-decoration:underline}
.brand-facts{
  display:grid;
  grid-template-columns:repeat(4,minmax(0,1fr));
  gap:1px;
  background:var(--line);
  border:1px solid var(--line);
  border-radius:var(--radius);
  overflow:hidden;
  margin:18px 0 16px;
}
.brand-fact{background:#fff;padding:12px 14px;min-width:0}
.brand-fact span{display:block;color:var(--muted);font-size:.72rem;text-transform:uppercase;letter-spacing:.03em;font-weight:700;margin-bottom:4px}
.brand-fact b{font-size:.98rem;color:var(--ink);line-height:1.25;word-break:break-word}
.brand-cta{margin-top:0;display:block;width:100%}
.brand-cta--hero .offer-cta--btn .btn--offer{
  width:100%;
  min-height:52px;
  font-size:1.05rem;
  border-radius:12px;
  box-shadow:0 8px 20px rgba(22,87,208,.22);
}
.brand-cta--hero .offer-cta__badge{margin-top:4px}
.brand-details{margin-top:24px}
.specs{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
.spec{background:#fff;padding:16px}
.spec span{display:block;color:var(--muted);font-size:.82rem;margin-bottom:4px}
.spec b{font-size:1.05rem;color:var(--ink)}
.brand-sticky{display:none}

/* ===== faq ===== */
.faq__list{display:grid;gap:10px}
.faq__item{background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);padding:2px 18px}
.faq__item summary{cursor:pointer;font-weight:600;color:var(--ink);padding:14px 0;list-style:none}
.faq__item summary::-webkit-details-marker{display:none}
.faq__item summary::after{content:"+";float:right;color:var(--blue);font-weight:800}
.faq__item[open] summary::after{content:"–"}
.faq__answer{padding:0 0 14px;color:var(--text)}

/* ===== SERP Q&A (QAPage → «Лучший ответ») ===== */
.serp-qa{margin-top:var(--section-gap)}
.serp-qa__card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px 22px}
.serp-qa__eyebrow{margin:0 0 6px;font-size:.82rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--blue)}
.serp-qa__question{margin:0 0 14px;font-size:1.25rem;line-height:1.3;color:var(--ink)}
.serp-qa__best{background:linear-gradient(180deg,#f3faf5 0%,#eef8f1 100%);border:1px solid #c6e6d0;border-radius:var(--radius-sm);padding:14px 16px}
.serp-qa__best-head{display:flex;flex-wrap:wrap;align-items:center;gap:8px 12px;margin-bottom:8px}
.serp-qa__badge{display:inline-block;background:#1a7f37;color:#fff;font-size:.78rem;font-weight:700;padding:3px 10px;border-radius:6px}
.serp-qa__accepted{margin:0;font-size:1.05rem;font-weight:700;color:var(--ink);line-height:1.45}
.serp-qa__detail{margin:8px 0 0;font-size:.92rem;color:var(--text);line-height:1.5}
.serp-qa__list{list-style:none;padding:0;margin:14px 0 0;display:grid;gap:10px}
.serp-qa__item{padding:12px 14px;border:1px solid var(--line);border-radius:var(--radius-sm);background:var(--bg)}
.serp-qa__item-text{margin:0 0 4px}
.serp-qa__item-meta{margin:0}
.serp-qa__form-wrap{margin-top:14px}
.serp-qa__form-wrap > summary{cursor:pointer;font-weight:600;color:var(--blue-dark);list-style:none}
.serp-qa__form-wrap > summary::-webkit-details-marker{display:none}
.serp-qa__form{display:grid;gap:12px;margin-top:12px;max-width:520px}

.article-layout > .prose{margin-bottom:0}
.article-layout > .section{margin-top:var(--section-gap)}
.article-layout > .section:first-of-type{margin-top:var(--section-gap)}
.contacts{list-style:none;padding:0}
.contacts li{padding:6px 0}
.contact-form{max-width:520px;margin-top:12px}
.team-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px}
.team-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px}
.team-card__avatar{width:44px;height:44px;border-radius:50%;background:var(--blue);color:#fff;display:grid;place-items:center;font-weight:800;margin-bottom:10px}
.team-card__name{margin:0 0 4px;font-size:1.05rem}
.team-card__role{margin:0 0 8px;font-weight:600;color:var(--ink);font-size:.92rem}
.team-card__bio{margin:0 0 10px;font-size:.9rem;line-height:1.45}
.team-card__mail{font-size:.9rem;font-weight:600;color:var(--blue-dark);text-decoration:none}
.partners-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:12px;margin:12px 0 24px}
.partner-card{background:var(--blue-050);border-radius:var(--radius-sm);padding:14px 16px}
.partner-card__name{margin:0 0 6px;font-size:1rem}
.partner-card__name a{color:var(--ink);text-decoration:none}
.partner-card__name a:hover{color:var(--blue-dark);text-decoration:underline}
.sources-list{padding-left:1.2em;margin:0 0 1rem}
.sources-list a{color:var(--blue-dark)}
.article-byline{display:block;margin-bottom:6px;font-size:.9rem}
.article-byline a{color:var(--blue-dark);font-weight:600;text-decoration:none}
.article-sources{margin-top:2rem;padding-top:1.2rem;border-top:1px solid var(--line)}
.reviews-external{margin-top:24px;padding-top:16px;border-top:1px solid var(--line)}
.expert__links{display:flex;flex-wrap:wrap;gap:10px 14px;margin-top:6px}

/* ===== reviews ===== */
.reviews-layout{align-items:start}
.review-form{display:grid;gap:14px;padding:20px}
.field{display:grid;gap:6px}
.field span{font-weight:600;font-size:.92rem;color:var(--ink)}
.field input,.field select,.field textarea{width:100%;padding:10px 12px;border:1px solid var(--line);border-radius:10px;font:inherit;background:#fff}
.field textarea{resize:vertical;min-height:120px}
.alert{padding:12px 16px;border-radius:10px;margin-bottom:16px}
.alert--ok{background:var(--ok-bg);color:var(--ok);border:1px solid #b8e6cc}
.alert--err{background:#fdecec;color:#b42318;border:1px solid #f5c2c0}
/* Honeypot: поле должно быть недоступно людям, но заполняемо ботами — не display:none. */
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.user-rating{display:flex;align-items:center;flex-wrap:wrap;gap:6px 8px;margin:0 0 4px}
.user-rating__label{font-weight:600}
.user-rating__num{font-size:1.15rem}
.review-list{display:grid;gap:12px}
.review-card__head{display:flex;justify-content:space-between;gap:12px;align-items:center;margin-bottom:6px}
.review-card__mfo{font-size:.88rem;color:var(--muted);margin-bottom:8px}

/* ===== footer ===== */
.site-footer{background:var(--ink);color:#c7d0de;margin-top:40px;padding:36px 0 20px}
.footer__grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:24px 32px}
/* .footer__col a{display:block} перебивает inline-flex логотипа — возвращаем. */
.footer__col .ko-wordmark{display:inline-flex;margin-bottom:10px;padding:0}
.footer__col--brand{max-width:34ch}
.footer__about{color:#9aa6b8;font-size:.9rem;margin:0 0 8px}
.footer__reg{color:#7d8798;font-size:.8rem;margin:0}
.footer__title{color:#fff;font-size:.88rem;letter-spacing:.02em;text-transform:uppercase;margin:0 0 10px}
.footer__col a{display:block;color:#c7d0de;padding:3px 0;font-size:.9rem}
.footer__col a:hover{color:#fff}

/* Юридический блок свёрнут: нужен для доверия, но не должен доминировать. */
.footer__legal-note{border-top:1px solid #26324a;margin-top:24px;padding-top:16px;font-size:.82rem;color:#7d8798}
.footer__legal-note summary{cursor:pointer;color:#9aa6b8;font-weight:600;list-style:none}
.footer__legal-note summary::-webkit-details-marker{display:none}
.footer__legal-note summary::before{content:"+ ";color:var(--blue)}
.footer__legal-note[open] summary::before{content:"− "}
.footer__legal-note p{margin:8px 0 0}

.footer__meta{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px 24px;border-top:1px solid #26324a;margin-top:16px;padding-top:14px}
/* .footer__nap объявлен и для светлых блоков — на тёмном фоне перекрываем. */
.site-footer .footer__nap{margin:0;font-size:.82rem;color:#7d8798}
.site-footer .footer__nap a{color:#c7d0de}
.site-footer .footer__nap a:hover{color:#fff}
.site-footer .footer__updated{font-size:.8rem;color:#7d8798}
.footer__legal-links{display:flex;flex-wrap:wrap;gap:6px 14px}
.footer__legal-links a{color:#9aa6b8;font-size:.82rem}
.footer__legal-links a:hover{color:#fff}
.footer__bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:6px 16px;margin-top:12px;font-size:.8rem;color:#7d8798}

/* ===== responsive ===== */
@media (max-width:1100px){
  .mfo-row{
    grid-template-columns:1fr;
    gap:12px;
  }
  .mfo-row__facts{grid-template-columns:repeat(4,minmax(0,1fr))}
  .mfo-row__cta{
    flex-direction:row;
    align-items:center;
    gap:10px;
  }
  .mfo-row__cta .offer-cta--btn{flex:1}
  .mfo-row__more{flex:0 0 auto;padding:10px 14px}
}
@media (max-width:1024px){
  .stats-strip{grid-template-columns:1fr 1fr}
}
@media (max-width:900px){
  .grid-2{grid-template-columns:1fr}
  .calc__grid{grid-template-columns:1fr}
  .footer__grid{grid-template-columns:1fr 1fr}
  .footer__col--brand{grid-column:1 / -1;max-width:none}
  .mfo-list{gap:14px}
  .mfo-row{
    grid-template-columns:1fr;
    gap:14px;
    padding:16px 14px 14px;
    align-items:stretch;
  }
  .mfo-row:hover{transform:none}
  .mfo-row__brand{gap:10px}
  .mfo-row__name > a{font-size:1.12rem}
  .mfo-row__badges{display:flex;margin:6px 0 0}
  .mfo-row__rating{margin-top:6px}
  .mfo-row__facts{
    grid-template-columns:1fr 1fr;
    gap:0;
    background:var(--bg);
    border-radius:12px;
    overflow:hidden;
    border:1px solid var(--line);
  }
  .mfo-row__cell{
    padding:12px;
    border-right:1px solid var(--line);
    border-bottom:1px solid var(--line);
    font-size:.95rem;
  }
  .mfo-row__cell:nth-child(2n){border-right:0}
  .mfo-row__cell:nth-child(n+3){border-bottom:0}
  .mfo-row__cell::before{
    content:attr(data-label);
    display:block;
    font-size:.68rem;
    text-transform:uppercase;
    color:var(--muted);
    letter-spacing:.04em;
    margin-bottom:4px;
    font-weight:700;
  }
  .mfo-row__cta{
    flex-direction:column;
    align-items:stretch;
    gap:6px;
    padding-top:2px;
    width:100%;
  }
  .mfo-row__cta .offer-cta--btn{
    flex:none;
    width:100%;
  }
  .mfo-row__cta .offer-cta--btn .btn--offer{
    min-height:52px;
    font-size:1.05rem;
    border-radius:12px;
    width:100%;
    display:flex;
  }
  .mfo-row__more{
    width:100%;
    min-height:44px;
    display:flex;
    align-items:center;
    justify-content:center;
    padding:10px;
    box-sizing:border-box;
    border:1px solid var(--line);
    border-radius:12px;
    background:#fff;
    text-decoration:none;
  }
  .mfo-row__more:hover{border-color:var(--blue);background:var(--blue-050)}
  .specs{grid-template-columns:1fr 1fr}
  .brand-facts{grid-template-columns:1fr 1fr}
  .brand-fact{padding:12px}
  .brand-head{gap:14px;align-items:flex-start}
  .mfo-logo--lg{width:112px;height:52px;font-size:1.4rem;border-radius:10px}
  .page-head{padding-top:24px;padding-bottom:6px}
  .page-head--compact{padding-top:18px;padding-bottom:6px}
  .page-head--compact h1{margin:0 0 10px}
  .page-head__count{margin:0 0 6px}
  .brand-hero{padding-top:12px;padding-bottom:16px}
  .brand-cta--hero{display:none}
  .brand-page{padding-bottom:96px}
  .brand-sticky{
    display:block;
    position:fixed;
    left:0;
    right:0;
    bottom:0;
    z-index:50;
    padding:12px 14px calc(12px + env(safe-area-inset-bottom,0px));
    background:#fff;
    border-top:1px solid var(--line);
    box-shadow:0 -10px 28px rgba(16,32,64,.12);
  }
  .brand-sticky .offer-cta--btn .btn--offer{
    width:100%;
    min-height:54px;
    font-size:1.08rem;
    border-radius:14px;
    box-shadow:0 8px 20px rgba(22,87,208,.28);
  }
  .brand-sticky .offer-cta__badge{margin-top:4px}
  .offer-ad--wide .offer-ad__body{grid-template-columns:1fr}
  .expert{padding:10px 12px;gap:10px;align-items:center;margin-top:var(--section-gap);margin-bottom:0}
  .expert__avatar{flex:0 0 32px;width:32px;height:32px;font-size:.85rem}
  .expert__role{display:none}
  .expert__check{font-size:.75rem}
  .expert__name{font-size:.9rem}
  .expert__link{margin-top:2px;font-size:.8rem}
  .section--offers{margin-top:var(--section-gap)}
  .section--tight{margin-top:var(--section-gap)}
  .filters{
    width:100%;
    max-width:100%;
    overflow-x:auto;
    overscroll-behavior-x:contain;
    -webkit-overflow-scrolling:touch;
    flex-wrap:nowrap;
    border-radius:var(--radius);
    padding:8px;
    scrollbar-width:none;
  }
  .filters::-webkit-scrollbar{display:none}
  .filters .chip--filter{flex:0 0 auto;min-height:44px;padding:10px 14px}
  /* Градиент у правого края — единственный намёк, что чипы прокручиваются. */
  .filters-scroll{position:relative;max-width:100%;min-width:0;overflow:hidden}
  .filters-scroll::after{
    content:"";
    position:absolute;
    top:1px;right:1px;bottom:1px;
    width:28px;
    border-radius:0 var(--radius) var(--radius) 0;
    background:linear-gradient(to right,rgba(255,255,255,0),#fff 70%);
    pointer-events:none;
  }
  .mfo-row{max-width:100%;min-width:0}
  .mfo-row__name{max-width:100%}
  .approval{white-space:normal}
}
/* Меню не помещается в одну строку раньше мобильных ширин — drawer с 1000px. */
@media (max-width:1000px){
  .ko-nav--desktop{display:none}
  .ko-header__toggle{display:flex}
  .ko-header__cta{display:none}
}
@media (max-width:720px){
  .ko-header__bar{padding:12px 16px}
  .ko-hero{padding:40px 0 48px}
  .ko-hero__cta{flex-direction:column;align-items:stretch}
  .ko-page-hero{padding:18px 0 20px}
  .container{padding:0 16px}
  .section{margin-top:var(--section-gap)}
  .breadcrumbs{padding:20px 16px 8px}
  .page-head{padding-top:22px}
  .page-head--compact{padding-top:16px;padding-bottom:8px}
  .mfo-list{gap:16px}
  :root{--section-gap:32px}
}
@media (max-width:400px){
  /* Длинная надпись на кнопке не должна распирать страницу: перенос включается
     только когда строка не влезает, короткие подписи остаются в одну строку. */
  .btn{white-space:normal}
}

@media (max-width:359px){
  /* Подпись оценки шире колонки: перенос вместо горизонтальной прокрутки страницы. */
  .mfo-row__rating{white-space:normal}
}

@media (max-width:520px){
  /* Две колонки вместо одной: 22 ссылки в столбик — это лишний экран прокрутки. */
  .footer__grid{gap:20px 16px}
  .footer__col a{font-size:.85rem}
  .specs{grid-template-columns:1fr}
  .stats-strip{grid-template-columns:1fr 1fr}
  .mfo-row__cell b{font-size:.92rem;line-height:1.25;word-break:break-word}
  .mfo-logo{width:88px;height:44px}
  .mfo-logo__img{padding:4px 6px}
}

/* ---- E-E-A-T / аналитика / сценарии ---- */
.eeat-byline{margin:.35rem 0 .75rem}
.stat-provenance{margin-top:.35rem}
.stat-provenance__warn{color:var(--warn,#b45309);font-weight:600;margin:0 0 .25rem}
.stat-provenance--stale .city-stats__value,
.stat-provenance--stale + .city-stats__value{opacity:.85}
.analytics-metrics .city-stats__item{align-items:flex-start}
.scenario-block{padding:14px 16px;border:1px solid var(--line);border-radius:var(--radius);background:var(--bg-soft,#f8fafc)}
.ymyl-disc{margin-top:var(--section-gap)}
.pitfalls{margin:var(--section-gap) 0}
.pitfalls ul{margin:0;padding-left:1.1rem}
.calc__note + .calc__note{margin-top:.25rem}

/* ===== home below-fold (≠ palata tail) ===== */
.home-qa-bar{margin:var(--section-gap) 0 0;padding:0 0 8px}
.home-qa-bar .serp-qa{margin-top:0}
.home-qa-bar .serp-qa__card{
  background:transparent;border:0;border-radius:0;padding:18px 0 8px;
  border-top:1px solid var(--line);border-bottom:1px solid var(--line);
}
.home-qa-bar .serp-qa__best{background:var(--blue-050);border-color:var(--line)}
.home-below{padding-bottom:48px}
.home-below .section{margin-top:var(--section-gap)}
.home-below .section:first-child{margin-top:28px}

.home-path__lead,.home-scenarios__lead{max-width:52ch;margin-bottom:1rem}
.home-path__track{
  list-style:none;margin:0;padding:0;
  display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;
}
.home-path__step{
  display:flex;gap:12px;align-items:flex-start;
  padding:16px 14px;background:var(--card);
  border-left:3px solid var(--blue);border-radius:0 var(--radius-sm) var(--radius-sm) 0;
  box-shadow:var(--shadow);
}
.home-path__num{
  flex:0 0 auto;width:1.75rem;height:1.75rem;border-radius:50%;
  display:grid;place-items:center;
  background:var(--blue);color:#fff;font-weight:800;font-size:.85rem;
}
.home-path__body{display:flex;flex-direction:column;gap:4px;min-width:0}
.home-path__name{font-size:1rem;color:var(--ink)}
.home-path__text{font-size:.9rem;color:var(--muted);line-height:1.45}

.home-scenarios__grid{
  display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;
}
.home-scenario{
  position:relative;display:flex;flex-direction:column;gap:6px;
  padding:18px 16px 16px;background:var(--card);border:1px solid var(--line);
  border-radius:var(--radius);color:inherit;text-decoration:none;
  transition:border-color .2s var(--ease),box-shadow .2s var(--ease),transform .2s var(--ease);
}
.home-scenario:hover{
  border-color:var(--blue);box-shadow:var(--shadow-md);text-decoration:none;transform:translateY(-2px);
}
.home-scenario__title{font-weight:800;color:var(--ink);font-size:1.05rem;padding-right:1.25rem}
.home-scenario__text{font-size:.9rem;color:var(--muted);line-height:1.45}
.home-scenario__go{position:absolute;top:16px;right:14px;color:var(--blue);font-weight:700}

.home-docs__panel{
  display:grid;grid-template-columns:1fr auto;gap:20px 28px;align-items:end;
  padding:22px 24px;background:linear-gradient(135deg,var(--blue-050),#fff 55%);
  border:1px solid var(--line);border-radius:var(--radius);
}
.home-docs__list{margin:12px 0 0;padding:0;list-style:none;display:grid;gap:8px}
.home-docs__list li{
  padding-left:1.4rem;position:relative;font-size:.95rem;
}
.home-docs__list li::before{
  content:"";position:absolute;left:0;top:.45em;width:.65rem;height:.65rem;
  border:2px solid var(--blue);border-radius:2px;background:#fff;
}
.home-docs__aside{align-self:center}

.home-cities{min-width:0;max-width:100%}
.home-cities__head,.home-articles__head{
  display:flex;flex-wrap:wrap;align-items:baseline;justify-content:space-between;gap:8px 16px;
}
.home-cities__head h2,.home-articles__head h2{margin-bottom:0}
.home-cities__all{font-weight:700;white-space:nowrap}
.home-cities__rail{
  display:flex;gap:10px;overflow-x:auto;scroll-snap-type:x mandatory;
  -webkit-overflow-scrolling:touch;overscroll-behavior-x:contain;
  padding:4px 0 12px;margin:12px 0 0;max-width:100%;
  scrollbar-width:thin;
}
.home-cities__item{
  flex:0 0 auto;scroll-snap-align:start;
  padding:12px 18px;background:var(--card);border:1px solid var(--line);
  border-radius:var(--radius-sm);font-weight:700;color:var(--ink);text-decoration:none;
  white-space:nowrap;
}
.home-cities__item:hover{border-color:var(--blue);color:var(--blue);text-decoration:none}
.home-cities__item--more{background:var(--blue-050);border-color:var(--blue);color:var(--blue-dark)}

.home-compare__cols{
  display:grid;grid-template-columns:minmax(7rem,1.1fr) 1fr 1fr;gap:1px;
  margin-top:14px;background:var(--line);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;
}
.home-compare__col,.home-compare__cell{padding:12px 14px;background:var(--card)}
.home-compare__col{font-weight:800;font-size:.88rem;color:var(--ink);background:var(--blue-050)}
.home-compare__col--mfo{background:#ccfbf1}
.home-compare__cell{font-size:.9rem;line-height:1.4}
.home-compare__cell--param{font-weight:700;color:var(--ink);background:#f8fffd}

.home-articles__list{list-style:none;margin:14px 0 0;padding:0;display:grid;gap:0}
.home-articles__item{border-top:1px solid var(--line)}
.home-articles__item:last-child{border-bottom:1px solid var(--line)}
.home-articles__link{
  display:grid;gap:4px;padding:16px 4px;color:inherit;text-decoration:none;
  transition:background .15s var(--ease);
}
.home-articles__link:hover{background:var(--blue-050);text-decoration:none}
.home-articles__name{font-weight:800;color:var(--ink);font-size:1.05rem}
.home-articles__excerpt{font-size:.92rem;color:var(--muted);line-height:1.45}

.home-risks__split{
  display:grid;grid-template-columns:1.4fr .9fr;gap:0;
  border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:var(--card);
}
.home-risks__main{padding:22px 24px;background:linear-gradient(160deg,#fff 0%,var(--blue-050) 100%)}
.home-risks__main p:last-child{margin-bottom:0}
.home-risks__aside{
  display:flex;flex-direction:column;gap:2px;padding:14px;background:var(--ink);color:#ecfdf5;
}
.home-risks__link{
  display:block;padding:10px 12px;border-radius:var(--radius-sm);
  color:#fff;font-weight:700;text-decoration:none;
}
.home-risks__link:hover{background:rgba(255,255,255,.12);text-decoration:none}
.home-risks__link--soft{font-weight:600;opacity:.9;font-size:.92rem}
.home-risks__extra-label{margin:10px 4px 4px;color:#99f6e4}

.home-faq__list{display:grid;gap:8px;margin-top:12px}
.home-faq__item{
  background:var(--card);border:1px solid var(--line);border-radius:var(--radius-sm);
  padding:0;overflow:hidden;
}
.home-faq__q{
  cursor:pointer;list-style:none;padding:14px 18px;font-weight:700;color:var(--ink);
  display:flex;align-items:center;justify-content:space-between;gap:12px;
}
.home-faq__q::-webkit-details-marker{display:none}
.home-faq__q::after{content:"+";color:var(--blue);font-weight:800;font-size:1.2rem;line-height:1}
.home-faq__item[open] .home-faq__q::after{content:"−"}
.home-faq__a{padding:0 18px 16px;color:var(--text);font-size:.95rem;line-height:1.5}

@media (max-width:860px){
  .home-path__track{grid-template-columns:1fr}
  .home-docs__panel{grid-template-columns:1fr;padding:18px 16px}
  .home-docs__aside{justify-self:start}
  .home-compare__cols{grid-template-columns:1fr;gap:0}
  .home-compare__col{display:none}
  .home-compare__cell--param{
    background:var(--blue-050);border-top:1px solid var(--line);font-size:.82rem;text-transform:uppercase;letter-spacing:.03em;
  }
  .home-compare__cell[data-label]::before{
    content:attr(data-label);display:block;font-size:.75rem;font-weight:700;color:var(--muted);margin-bottom:4px;
  }
  .home-risks__split{grid-template-columns:1fr}
  .home-risks__main{padding:18px 16px}
  .ko-hero__title{max-width:none}
  .ko-hero__lead{font-size:1rem}
  .breadcrumbs{overflow-wrap:anywhere;word-break:break-word}
  .chips{max-width:100%}
  .chip{max-width:100%;overflow-wrap:anywhere}
}
@media (max-width:520px){
  .home-scenarios__grid{grid-template-columns:1fr}
  .home-path__step{padding:14px 12px}
}

@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .btn:hover,.mfo-row{transform:none}
  .home-scenario:hover{transform:none}
}